Fourth Quarter Benefit News Highlights

January 14, 2026 – This quarter brings key updates in employee benefits—from new IRS guidance on ACA electronic reporting to final 2025 Forms 1094-C and 1095-C, plus insights on ICHRA affordability and hospital pricing transparency. Read more to stay ahead of compliance changes that could impact your organization.

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Benefits During an Unprotected Leave of Absence

January 14, 2026 – Administering health plan coverage during an employee’s leave can be complex, especially when protected leave under laws like FMLA doesn’t apply. This blog outlines key considerations for employers when coverage continues after protected leave is exhausted or unavailable.

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ACA Employer Reporting Summary

January 14, 2026 – Certain employers must report health plan and coverage data to the IRS each year, impacting ACA compliance and eligibility for tax credits. Learn what’s required, why it matters, and the costly penalties for inaccurate or late reporting.

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Attractive Nuisances on Construction Sites

Attractive nuisances are hazardous conditions on your property—whether a vacant lot or an active construction site after hours—that can attract trespassers, especially children and minors. Construction sites pose significant attractive-nuisance risks, and construction companies may face liability if they do not take appropriate preventive measures.

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OSHA Announces Top 10 Violations for 2025

OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for construction employers, as it helps them identify common exposures that affect their workforce and gives them insight to plan their compliance programs.

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Understanding Contractual Risk Transfer

In construction, one overlooked contract clause can cost you big. Learn how Contractual Risk Transfer (CRT) protects your margins, reduces uninsured losses, and ensures coverage when it matters most.

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Protecting Against Electrical Room Fires

Electrical rooms can pose significant fire risks if not properly designed, built and maintained. To protect people and property, it is essential for facilities to take targeted steps to mitigate these risks before they escalate.

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Protecting Against AI Chatbot Errors

Many businesses use artificial intelligence (AI) chatbots to enhance operational efficiency and improve customer satisfaction. However, as organizations increasingly adopt this tool, they may expose themselves to several vulnerabilities.

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Operation Safe Driver Week 2025 Results

Operation Safe Driver Week, held from July 13–19, 2025, by the Commercial Vehicle Safety Alliance (CVSA) in the U.S. and Canada, revealed dangerous driving behaviors among both commercial and noncommercial drivers. Focused on education and accountability, the campaign aims to enhance roadway safety and reduce accidents and fatalities.

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